Wind, heavy rain and fallen trees are hard on fences in Katy and West Houston. If your fence was damaged, a few steps in the right order protect your yard and your claim. This page lists them and explains how to decide between a repair and a replacement.
First steps
- 1Stay safe
Keep away from fences touching downed power lines or trees under tension.
- 2Photograph everything
Take wide and close-up photos of every damaged section, fallen trees and the surrounding yard before you move anything.
- 3Secure pets and children
A broken fence may leave gaps.
- 4Call your insurer if you plan to file
Ask about your deductible and what documentation they want.
- 5Get an estimate
Contact us for a repair or replacement estimate. An itemized estimate helps with a claim.
Repair or replace?
| What you see | Likely fix |
|---|---|
| A few broken pickets or boards, posts solid | Repair the boards |
| One or two leaning sections, posts sound in the ground | Reset or brace posts and repair |
| Snapped posts or long leaning runs | Replace posts, possibly the run |
| Gate racked or sagging | Rehang or rebuild the gate; see gate repair |
| Fence more than ten years old with soft wood | Consider replacement |
Insurance, in general terms
Many homeowner policies cover fences under other structures, often for wind and falling trees, up to a limit and after a deductible. A neighbor's tree that falls on your fence may involve their policy or yours. We are not an insurance adjuster and cannot say what your policy covers.
Rebuilding to withstand the next one
Post depth, post material and spacing matter more than the boards. See clay soil and fence posts. Vinyl and iron behave differently in wind, so ask which fits your lot. Hurricane Beryl in July 2024 reminded many Houston-area homeowners how quickly fences and trees can fail. Read about fence repair and replacement cost.
Sources and where to verify
Frequently asked questions
Does homeowners insurance cover a storm-damaged fence?
Should I repair or replace after a storm?
Can you do temporary bracing?
Should I wait to fix a leaning fence?
Last reviewed September 2026. Local rules and prices change; confirm details with 76 Fence, your HOA and your city or county.